What is Wedding Insurance – FAQs | WeddingPlan Insurance

FAQs

What is wedding insurance... and other frequently asked questions

If you’re not sure exactly what wedding insurance is, how it works or what it covers, then our frequently asked questions offer the ideal place to learn more about our wedding insurance packages.

We’ve tried to answer as many questions as possible in our FAQs below, but if you have any further queries, please don’t hesitate to contact our friendly team who will be delighted to help you.

Wedding insurance offers you protection in the event that something goes wrong in the run up to, or during, your big day. It can cover you for unforeseen eventualities such as venue cancellations and supplier issues depending on the level of cover you choose.

As with many types of insurance, it’s entirely up to you if you take out wedding insurance. But if you have any concerns at all about cancellations, your venue, your suppliers or anything else that you feel could go wrong and have an impact on your wedding, then taking out appropriate wedding insurance cover will offer you some peace of mind.
Unfortunately weddings do sometimes have to be cancelled or re-arranged for a wide range of different reasons. Wedding insurance is there to help make sure that you don’t lose money as a result. Even if the day goes ahead, other problems can arise and wedding insurance helps you to rectify them and pay for unexpected additional costs.

WeddingPlan Insurance is a one off payment rather than a monthly commitment for a period of time. The price you’re quoted for your wedding insurance is the full amount you pay.

We’re able to issue a wedding insurance policy two years in advance of your wedding ceremony right up to a day before, as long as you know of no reason that may cause you to incur a claim before you purchase the policy.

Your wedding insurance cover starts the moment payment is received.

Yes – if you feel your original cover level isn’t enough, then please don’t hesitate to contact our friendly team who will be delighted to help you.

Yes you are, as long as the incident that has caused you to lose these deposits hasn’t already occurred, you’ll be covered for any costs incurred prior to purchasing the insurance.

Yes, our wedding insurance includes cover for up to 2 ceremonies and 2 receptions, providing the date of your reception is within 56 days of the date of your ceremony.

Yes you would be covered, under the failure of suppliers section.

No, our wedding insurance is specific to your wedding ceremony and receptions, but if you’d like to purchase travel insurance for your honeymoon, please visit our sister site Benefits Alliance.

Yes, portable toilet facilities hired to use alongside a marquee are covered.

Yes, the policy will cover a wedding package organised by the venue, providing that all the elements of the package are clearly itemised, so do ask for an itemised breakdown of services and costs from your venue.

We don’t provide cover for wedding planners who have financial responsibility for the wedding budget, i.e. you provide the planner with a lump sum to arrange and pay for the individual services on your behalf. We would cover a wedding planner if you have a contract with them for planning the service only and have contracts directly with your individual suppliers separately.

Yes it does but only if the fire pit is part of the package/set up and supervised by the venue host or marquee company.

Yes, our wedding marquee cover also includes loss or damage cover for tipis/tepees/teepees, wigwams or PapaKata tents. However, it will not be covered under cancellation unless owned and supplied by the venue.

Only pregnancy related complications e.g. hyperemesis gravidarum or pre-eclampsia would be covered by your wedding insurance, providing they’re not pre-existing conditions diagnosed before purchasing the policy and are certified by a GP.

If labour begins at 37 weeks rather than 40 and there are no complications, then cover is not provided. If labour is early due to a complication that has been diagnosed after the purchase of the policy e.g. pre-eclampsia, then we would look to provide cover.

Yes, as long as one of the marrying couple’s main residence is in the UK, they have been living permanently in the UK for at least six months prior to the purchase of the wedding insurance policy, and they’re registered with a medical practitioner in the UK

Personal liability in your wedding insurance covers the marrying couple if they’re held liable for any injury to a third party person or damage to third party property. It does not cover accidents caused by anyone else - such as guests - and does not cover any liability that may arise purely because of any contract, such as with the wedding venue. Cover is not available if the ceremony and/or reception takes place in the USA or Canada.

Your public liability wedding insurance cover is an inclusive extension of personal liability and covers all persons invited to the wedding or reception, if they’re held liable for accidental injury to a third party person or damage to third party property. Cover is not available if the ceremony and/or reception takes place outside of the UK.

Yes, but we’re not able to offer marquee, ceremonial swords or public liability cover for weddings taking place outside the UK. We’re also unable to offer personal liability cover for weddings taking place within the USA or Canada.

Contact us with any further questions about wedding insurance

We hope we’ve offered comprehensive advice in our FAQs in regards to what wedding insurance is and what it covers – but please drop us a line if you require any further information or advice.

Need help?

We’ve tried to answer as many questions as possible in our FAQs below, but if you have any further queries, please don’t hesitate to contact our friendly team who will be delighted to help you.